Dreams vary from person to person. However, one dream remains common to all: owning a secure home.
At Smart Havens Africa (SHA), we want to see you achieve this dream and thrive. So, we have made homeownership more affordable than ever so that financial independence and a dignified life are within arms reach.
At Smart Havens Africa, we focus on women and low-income families. Our homes are built by them and for them. We offer a route out of rental poverty through jobs, financial inclusion, and affordable homes. From training in property management to financial literacy, we provide our clients with tools to a secure financial future.
of Ugandans can afford to buy a $20,000 Home Outright
of Uganda’s urban population live in overcrowded housing
of Uganda’s population has access to housing finance
50% of monthly income
is spent on rent by low income ugandans
1.6M Housing Deficit
in Uganda & expected to exceed 8M units by 2035
The Housing Challenge
In most African countries, owning a home is nearly impossible for women. High housing costs and low incomes shut most women out of the formal financial market and limit their access to finance and land tenure, making it hard for them to buy or build a home.
Many pay a high proportion of their income in rent
Guiding our approach is a singular belief that developing vibrant communities and growing opportunity begins at home. Stable, affordable homes deliver immediate and positive benefits to people and communities. But, even more importantly, they are the foundation on which families and children can achieve a decent education and build healthy and prosperous lives.
Lives impacted with Climate Smart secure Affordable Homes
Jobs created for our homebuilders hired from the local community
Worth of assets to be transferred to women &other low-income families
Average annual increase in income for SHA homebuilders
Climate Smart Affordable Homes Built for low income families
Africa's rare trees saved from deforestation for brick burning
For Smart Havens Africa (SHA), our key stakeholders must still afford their desired lifestyle and any essential services as they purchase their dream home. Becoming a homeowner should not result in financial constraints and sacrificing other essential expenses.
Meet the Asiimwe Household!
“It’s an excellent investment to own a house in the Kampala Metropolitan, is affordable, and has a financially friendly payment plan. In addition, the idea of living in the house as you pay for it, unlike other mortgage options, is very attractive and considerate.”
Meet the Batambuze Household!
“SHA has helped me to start my homeownership Journey, a dream I never thought I would accomplish by myself. We have been offered decent housing at an affordable price, something we never thought of in day and era.”
“They care for the workers, and they don’t fail to pay when you have worked. They understand the workers’ situation; they give opportunities to learn other things you’re interested in. I am earning while acquiring masonry skills too.”
“SHA creates job opportunities for all levels hence uplifting people’s lifestyle.”