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Financing that unlocks opportunities

Our financial model gives low-income families
 a sustainable pathway to homeownership
Apply for a home !

The housing crisis is increasing, innovations are not.

By 2030, an estimated 3 billion people will be living without adequate shelter. In order to meet this growing demand, we will have to build 50 homes per minute before 2030.

Building 2 million new affordable homes in Africa will create over 25 million jobs and an income increase of at least $25 billion, which will be equivalent to about 1% of Africa’s Annual GDP!
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Rent to own   Financing

Low income families in poverty are often neglected by the traditional banking system. Our Rent to own and co-own financing model gives at-risk families an accessible path to affordable homeownership. 

Our Rent-to-own and co-own financing models ensures affordable home-ownership within 3-8 years giving SHA customers the ability to save and build credit history for future borrowing.

Often for the first time, SHA customers are giving their children a safe, dignified home where they are not at risk of the mental health toll of constant upheaval and housing insecurity.

The Journey to affordable living starts now ,
Find out  more
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Empowering Women by Building Homes

We aim to strengthen the communities that we operate in by providing work opportunities to women there. We empower female engineers and women masons by providing them with apprenticeship and internship opportunities, as a chance of improving their employability. 

We work with Women to build more Affordable homes as a way of consolidating peace, protecting the environment, and generating sustainable incomes.

They are taught basics of civil engineering, construction techniques and other fundamental practices, where the good performers get a chance at employment that earn them long term (often permanent) higher-wage jobs and a pathway out of poverty. 

On average, after 1 year Smart Havens Africa construction workers  increase their income by 46.3% (up from $684 /year before joining SHA  to $1,476/year).
Start your career with us
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Climate Smart Affordable Homes

Traditional methods of home building do not meet ever-growing housing needs. So, we develop breakthrough solutions to build homes and communities in a better, faster and more economical way.

We press eco-friendly, durable bricks on site that results in homes that are high in quality, affordable, and good for the planet.These sustainable building bricks are made from compressed earth, reduce C02 emissions, and are 4x stronger than traditional bunt bricks.
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Your future homes come with:

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Two to four
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Sitting and
dining rooms
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Two toilets
(one in the master bedroom
and one shared toilet)
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A small garden

100% of your investment goes to funding a new home for families with greatest need of shelter. Always

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