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  • Only 1 in 10 women 

    can afford to build a home

    Our mission is to enable low-income women to own their own homes and  escape poverty.
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  • We've pioneered, safe,

    affordable financing models.

    Making homeownership a possibility for low-income families left out by traditional banking systems.
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  • Building differently so

    that families can live better.

    We pioneer solutions that build climate smart homes, faster, stronger, and at a lower cost.
    Our Solution
  • Our homes are built

    by women for women.

    We are a social enterprise, our mission is to help women escape poverty and thrive through land equity, the future of work  and homeownership.
    Our Impact
  • We are founders with 

    personal lived experiences

    As individuals who've directly faced this problem, we're invested in resolving it.
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The Housing

Crisis

High housing costs, limited financial resources and entrenched gender disparities have made homeownership a distant dream for many low-income women in Africa.

With only 1 in 10 able to acquire land, buy construction materials and pay for labour to construct a home and with 

8 Million

2030 Projected Housing Deficit

1%

Access to Housing finance

50%

Monthly rent spend

7%

Ugandan women landowners.

Many pay a large portion of their income in rent, live poor homes, fall into debt traps with high-risk lenders and 

If we do nothing, Uganda will continue to face a worsening housing crisis, where millions of low-income women and their families remain trapped in systemic poverty.

Making the excluded 

Included

We exist for an Africa without housing poverty where low-income women  can escape poverty, own land, gain financial independence, build wealth and secure a bright future for their children.

We enable women who have been previously overlooked by the banking system to own climate smart affordable homes that are built  by young women and men from the local communities

We train,upskill and provide employment opportunities  that enable young women to learn more skills,advance their careers  and gain financial independence especially in a male dominated  construction sector. 

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Meet 

the founders

Smart Havens Africa is a social enterprise founded in 2018 by Anne and Will, who drew from their personal experiences with housing poverty to drive meaningful change. Having faced housing insecurity in different ways, we understand the devastating impact it can have on individuals, families, and communities.

With a deep understanding of the issue, we are  dedicated to addressing the housing needs of low-income women and their families. We believe that safe, secure, and affordable housing is a fundamental human right,and a foundation to a secure future and we're committed to making it a reality for those who need it most.

By combining our personal experience, expertise, and passion, we aim to enable 1 million excluded low-income women to become owners of land and climate-smart homes, escape poverty, gain financial independence, build stability, skills, long-term wealth, and secure a bright future for their children by 2035.

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Our 

model

Our model enables low-income women to become owners of land and climate-smart homes, escape poverty, gain financial independence, build wealth, and create a bright future for their children and families

Land Equity

Dorothy
Providing women with access and control over land is a catalyst for economic growth.By purchasing land,families build credit history and collateral to access loans for land,housing and agriculture. Unlocking economic opportunities
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Training for tomorrow

IMG
Equipping women with construction skills,property management skills, and financial literacy skills,empowering them to break gender barriers in construction and take charge of their lives.
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Homeownership

scaled
Building climate-smart resilient homes using eco-friendly,durable on site materials and enabling women to own them through an income-based plan,fostering stability and security
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The 2024 

 Impact

Every home we build is more than just a roof over someone's head; it is a gateway to a better life. We're creating jobs and building climate smart, affordable homes that protect our environment.

570

Lives impacted with Climate-smart Homes 

75%

of our homebuilders increased their income

100%

of our customers are first time homeowners
Group 60 1 1

95%

Can afford healthy food and education for children 

71%

Less embodied carbon in materials 

45%

Savings on energy and 27% savings on water
See our impact 

What people say 

about us

Stable, affordable housing are the foundation for families and children to access quality education and build healthy, successful lives.
  • “It’s an excellent investment to own a house in the Kampala Metropolitan, is affordable, and has a financially friendly payment plan. In addition, the idea of living in the house as you pay for it, unlike other mortgage options, is very attractive and considerate.”
    Meet the Batambuze Household!
  • “SHA has helped me to start my homeownership Journey, a dream I never thought I would accomplish by myself. We have been offered decent housing at an affordable price, something we never thought of in day and era.”
    Meet Carorine!
  • “They care for the workers, and they don’t fail to pay when you have worked. They understand the workers’ situation; they give opportunities to learn other things you’re interested in. I am earning while acquiring masonry skills too.”
    Meet Ezra!
  • “SHA has helped me to start my homeownership Journey, a dream I never thought I would accomplish by myself. We have been offered decent housing at an affordable price, something we never thought of in day and era.”
    Meet the Asiimwe Household!
See our work in action

Contact us

Plot 38, Ben Kiwanuka Road, 
Hotel Equatoria Building, Suite 527
P.O Box 33525, Kampala Uganda.
Email: support@shafrica.org
Phone: +256 326 100 210


New Horizon Foundation acts as our 501(c)(3) fiscal sponsor in the United States

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