Job Description
We are looking to hire an experienced credit manager to oversee our company’sHomeownership lending process. As a credit manager, you will be responsible for evaluating the creditworthiness of potential customers, creating credit scoring models, approving and rejecting homeowneloans, negotiating payment terms, and updating the company’s credit policy.
To ensure success as a credit manager, you should have extensive experience with credit analysis, proficiency with accounting software, and high-level analytical skills. A top-class credit manager adds value to a company by optimizing the mix of sales to bad debt losses
Responsibilities
- Evaluating the creditworthiness of potential customers
- Create plans to address clients’ business needs
- Creating credit scoring models for risk assessments
- Schedule regular meetings with customers to ensure they are paying on time
- Approving and rejecting homeownership applications based on available data
- Ensuring all homeownership lending procedures comply with regulations and company policy
- Ensure both the company and clients adhere to contract terms
- Maintaining records of all company Homeownership loans
- Set sales and revenue targets and work diligently to meet them
- Monitoring loan payments and bad debts
- Reviewing and updating the company’s credit policy.
- Monitoring loan payments and bad debts
Requirements
- Bachelor’s degree in accounting, business administration, finance, or a similar field
- Proven work experience as a credit manager.
- Advanced knowledge of accounting software.
- Good understanding of lending procedures.
- Advanced mathematical skills.
- A customer-oriented attitude
- Excellent communication and negotiation skills
- Problem-solving aptitude
- Ability to work well with a team
- Ability to deal with stressful situations.
To apply send a cover letter with explanation why you are the best fit for the position , and also your latest curriculum vitae.
