credit

manager

Job Description

We're seeking an experienced Credit Manager to lead our Homeownership lending process.The successful candidate will be responsible for evaluating creditworthiness, developing credit scoring models, approving/rejecting loans, negotiating payment terms, and updating credit policies.

Responsibilities

Evaluating the creditworthiness of potential customers
Create plans to address clients’ business needs
Creating credit scoring models for risk assessments
Schedule regular meetings with customers to ensure they are paying on time
Approving and rejecting homeownership applications based on available data
Ensuring all homeownership lending procedures comply with regulations and company policy
Ensure both the company and clients adhere to contract terms
Maintaining records of all company Homeownership loans
Set sales and revenue targets and work diligently to meet them
Monitoring loan payments and bad debts
Reviewing and updating the company’s credit policy.
Monitoring loan payments and bad debts

Requirements

Bachelor’s degree in accounting, business administration, finance, or a similar field
Proven work experience as a credit manager.
Advanced knowledge of accounting software.
Good understanding of lending procedures.
Advanced mathematical skills.
A customer-oriented attitude
Excellent communication and negotiation skills
Problem-solving aptitude
Ability to work well with a team
Ability to deal with stressful situations.

To apply send a cover letter with explanation why you are the best fit for the position , and also your latest curriculum vitae.

Apply